What We Insure

Public and Products Liability insurance from just £65* per year

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FAQs

Why choose CMTIA for market traders and stallholders' liability insurance?

  • Quick and easy online application
  • Two levels of Public and Products Liability cover to choose from
  • Option to add Employers’ Liability cover if you have staff
  • No excesses
  • Chosen by thousands of traders and stall holders across the UK to protect their businesses
  • UK based expert support available on the phone
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Public & Products Liabilty

This protects you from third party claims for injury or damage to property

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Employers’ Liability

You need this by law if you employ people

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Do you need insurance cover?

Public and Products Liability starts from only £65 per year*, apply and buy online now

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Got a question or need more help?

Get in touch with the CMTIA team via phone, email or social media

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Frequently Asked Questions

We have reviewed our administration fee and this is changing from £6.00 to £10.00. This fee change will come into effect for policies effective on or after the 1st January 2026.  This decision was made due to the increasing costs of servicing and supporting our traders. We regularly benchmark the cost of our policy against the wider market and are confident that we continue to offer the most competitive, value-for-money insurance policy.

Public Liability insurance isn’t a legal requirement, but it is highly recommended if the nature of your business means you interact with the public or clients. Many market or event organisers will not allow you to trade unless you have Public Liability insurance and will often ask to see your Certificate of Insurance as proof.

Yes, Employers’ Liability insurance is a legal requirement, and you can be fined £2,500 every day you are not correctly insured. You can find out more about the legal requirements here – Employers’ liability insurance – GOV.UK (www.gov.uk)

Yes, please call us on 0208 102 2400 to make any amendments to your insurance policy.

Yes, you can have up to three business partners or family members named on the policy. If you have any employees, you will need to purchase Employers’ Liability insurance.  Employees are not named on the policy. 

Yes, cover is provided automatically but only applies to products which are similar to those sold at physical events. Sales of products to USA or Canada are also excluded. 

We can only provide cover for non-invasive treatments, using proprietary branded products only.

Some examples of procedures that we cannot cover are:

  • Body piercing
  • Tattooing
  • Eyebrow threading
  • Waxing
  • Hair styling
  • Physical and mental treatments
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