What is Employers’ Liability?
Employer’s Liability is a legal requirement for most UK employers, you can check if you need Employers’ Liability here. It is designed to protect you and your employees if they are injured as a result of the work they do for you and covers the associated legal and compensation costs.
Public and Products Liability (£10,000,000 limit) + Employers’ Liability
£98.50
per year*
Features & Benefits
Protects against claims by an Employed Person for death or bodily injury (including illness)
Limit of Indemnity of £10,000,000 any one event (£5,000,000 for Terrorist acts)
No excess
Including:
- Principals Liability – event organisers often stipulate this extension is required
- Safety Legislation – assists with legal representation in connection with alleged breaches of statutory duties (such as H&S legislation)
- Compensation for court attendance - £500 per day (where AXA request your attendance at court)
Main Exclusions
- Claims where it is necessary to arrange compulsory motor insurance or security under Road Traffic Legislation
Do you need insurance cover?
Employers' Liability can be purchased in conjunction with a Public and Products Liability policy. Apply and buy online now
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Need more information?
Our Summary of Cover & Policy Wording provides the key features, extensions and exclusions
