Public and Products Liability

What is Public and Products Liability?

Public and Products Liability covers the compensation costs and legal fees you are required to pay if someone other than an employee is harmed, or their property is damaged, because of your business activities.  Market and event organisers will usually require that you hold this insurance and may request to see proof of cover.

Public and Products Liability (£5,000,000 limit) 


per year*

Public and Products Liability (£10,000,000 limit)


per year*

 Public and Products Liability (£5,000,000 limit) + Employers’ Liability 


per year*

 Public and Products Liability (£10,000,000 limit) + Employers’ Liability


per year*

Features & Benefits

Protects against claims by third parties for death, bodily injury (including illness), or property damage

Limits of Indemnity of either £5,000,000 or £10,000,000 any one event (for Products Liability all events in the period of insurance)

Option to increase the Limit of Indemnity to £10,000,000 part way through the period of insurance for a set additional premium

Covers online sales for similar products sold at craft or market stalls (excluding sales to USA or Canada)

No excess


Main Exclusions

Do you need insurance cover?

Public and Products Liability starts from only £59 per year*, apply and buy online now

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Need more information?

Our Summary of Cover & Policy Wording provides the key features, extensions and exclusions

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