Pricing Change
Please note there will be a small increase to our prices from the 1st January 2026. If you purchase or renew a policy with a start date on or after the 1st January, this will be on the new structure with policies starting from £69 per year for an annual policy. If you purchase or renew a policy with a start date up to and including the 31st December 2025, this will be on our old structure with prices starting from £65 per year for an annual policy.
Annual policy options
(Correct for policies with a start date up to and including the 31st December 2025)
Public and Products Liability (£10,000,000 limit) + Employers’ Liability
£110.50
per year*
One day policy options
(Correct for policies with a start date up to and including the 31st December 2025)
Features & Benefits
Protects against claims by third parties for death, bodily injury (including illness), or property damage
Limits of Indemnity of either £5,000,000 or £10,000,000 any one event (for Products Liability all events in the period of insurance)
Option to increase the Limit of Indemnity to £10,000,000 part way through the period of insurance for a set additional premium
Covers online sales for similar products sold at craft or market stalls (excluding sales to USA or Canada)
No excess
Including:
- Principals Liability – event organisers often stipulate this extension is required
- Libel and Slander - £250,000 limit for all claims in the period of insurance
- Data Protection - £5,000,000 for all claims in the period of insurance
- Safety Legislation – assists with legal representation in connection with alleged breaches of statutory duties
- Compensation for court attendance - £500 per day (where AXA request your attendance at court)
Main Exclusions
- Aviation and hovercraft products
- Safety critical products including any Motor and Aviation products
- Firework products
- Hot work activities (other than the cooking of food)
- Products sold to USA or Canada, whether knowingly or unknowingly
- Second hand electrical products
- Vaping and e-cigarettes including replacement liquids, chargers and accessories
- Treatment (whether be physical, mental, or cosmetic) other than the sale of proprietary cosmetics
- Product recall or rectification of defects
- Delivery of Professional Services
Do you need insurance cover?
Public and Products Liability starts from only £65 per year*, apply and buy online now
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Need more information?
Our Summary of Cover & Policy Wording provides the key features, extensions and exclusions
