Who We Insure
Comprehensive liability insurance for a huge range of market traders and stall holders
Market Traders
Traders at all manner of indoor and outdoor markets including temporary or pop-up stalls
One Day Traders
Ad-hoc traders or stallholders who need a one-off policy for a single event only
Event & Festival Traders
Traders at any licensed, stall-based event including festivals, carnivals, street parties and pop-up events
Why choose CMTIA for market traders and stallholders' liability insurance?
- Quick and easy online application
- Two levels of Public and Products Liability cover to choose from
- Option to add Employers’ Liability cover if you have staff
- No excesses
- Chosen by thousands of traders and stall holders across the UK to protect their businesses
- UK based expert support available on the phone
Frequently Asked Questions
We have reviewed our administration fee and this is changing from £6.00 to £10.00. This fee change will come into effect for policies effective on or after the 1st January 2026. This decision was made due to the increasing costs of servicing and supporting our traders. We regularly benchmark the cost of our policy against the wider market and are confident that we continue to offer the most competitive, value-for-money insurance policy.
We can cover trading at a wide variety of events including:
- Markets
- Shows (not including air shows)
- Fairs
- Street parties
- Carnivals
- Farmers markets
- Festivals
- Car boot sales
- Events on licensed pitches (local authority licensed or where private landowner has given permission)
This is unlimited throughout the year, however you can only trade at one event or market at any one time. If you trade at more than one event or market at a time you will need a separate policy for each location. Should you have two stalls on the same market, for example, at the same time, then a separate policy would be required for each location/stall.
If you need further clarification, please contact us on 0208 102 2400.
The main exclusions on the policy are:
- Aviation and hovercraft products
- Safety critical products including any Motor and Aviation products
- Firework products
- Hot work activities (other than cooking of food)
- Products sold to USA or Canada, whether knowingly or unknowingly
- Second hand electrical products
- Vaping and e-cigarettes including replacement liquids chargers and accessories
- Treatment (whether be physical, mental or cosmetic) other than the sale of proprietary cosmetics
- Product recall or rectification of defects
- Delivery of Professional Services
For further details, please see the summary of cover and policy wording.
For policies effective up to and including the 31st December 2025, the annual premium for £5,000,000 Public and Products Liability is £65.00.
To include Employers’ Liability, the premium will be £97.50.
If you would like higher limits of indemnity for Public and Products Liability (£10,000,000) prices increase to £78.00 and £110.50 (with Employers’ Liability).
Our one day Public Liability policy is £27.00 for £5,000,000 Limit of Indemnity or £33.00 for £10,000,000 Limit of Indemnity.
All prices quoted are inclusive of Insurance Premium Tax (IPT) at 12% and a £6 administration fee
For policies effective from the 1st January 2026, the annual premium for £5,000,000 Public and Products Liability is £69.00.
To include Employers’ Liability, the premium will be £101.50.
If you would like higher limits of indemnity for Public and Products Liability (£10,000,000) prices increase to £82.00 and £114.50 (with Employers’ Liability).
Our one day Public Liability policy is £31.00 for £5,000,000 Limit of Indemnity or £37.00 for £10,000,000 Limit of Indemnity.
All prices quoted are inclusive of Insurance Premium Tax (IPT) at 12% and a £10 administration fee
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